Checking

Recent approvals by the Federal Reserve Board have led to a final rule on debit card interchange fees that placed a cap on these fees for large card issuers as of October 1, 2011. As a result, some banks are doing away with free checking and have begun experimenting with new ways to charge their customer’s fees. For example, some have proposed charging a fee per month for the privilege of having a debit card with their institution. To make up for lost income, banks may impose more fees such as increased requirements for minimum balances, increased monthly fees, maintenance fees and fees for using ATM’s for non customers.

ABE Federal Credit Union remains committed to providing the best financial services at low costs. Our goal is to deliver lower rates on loans and higher rates on deposits in addition to FREE Basic and Prime Time checking and NO FEES on debit cards. Isn’t that what a credit union is all about?

ABE Federal Credit Union offers to qualified Credit Union members and their immediate families, four checking account options that make it easy for you to manage your money .

All ABE checking accounts include Fee-Free access to over 30,000 CO-OP ATMs.

Free Debit Card with ScoreCard Rewards. Click to reorder checks.

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Basic Share Draft Account

This account is a non interest bearing account with unlimited insurance until at least December 31st, 2012

Apply for Checking account

Benefits:

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Prime Time Share Draft

Exclusively created for our members 55 and over. This is an interest bearing account.

This account requires a net direct deposit from a Social Security, pension or payroll direct deposit.

Apply for Checking account

Benefits:

  • Interest bearing account
  • No minimum balance
  • No monthly maintenance fee
  • Ten free ATM withdrawals per month***
  • No charge for basic checks
  • ATM withdrawal surcharge refund, (up to $6 per month)
  • No charge for money orders, certified checks, teller checks and travel cards
  • Free Debit Card with ScoreCard Rewards

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Super Share Draft

There will be no monthly service charge if a Minimum Average Daily Balance of $2,000 is maintained. A $4 monthly charge will be imposed if your Minimum Average Daily Balance falls below $2000.

Apply for Checking account

Benefits:

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Super Plus Share Draft

There will be no monthly service charge if a Minimum Average Daily Balance of $3,000 is maintained in any account under your Prime Share account number(i.e. Savings, Checking, Money Market, Investment Club Certificates, Clubs, IRAs). A $5 monthly charge will be imposed if your combined Minimum Average Daily Balance falls below $3000

Apply for Checking account

Benefits:

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***(non-ABE ATM fees may apply)