man driving a car

Auto Loans

Hit the road with confidence and keep more in your pocket with ABEFCU’s low-rate Auto Loans! Whether you’re buying new, used, or refinancing, we make it fast, easy, and affordable so you can drive the car you want without the stress.


New and Used Vehicle Loans

Get pre-approved and shop with confidence. Dealers will see you as a cash buyer, giving you stronger negotiating power.

In many cases, you can drive away the same day!

 

Refinanced and Save

Already have an auto loan somewhere else? A few minutes with ABEFCU may lower your rate and reduce your monthly payments. Many members save thousands over the life of their loan.

Explore a Refinance Example
 
 

Other Vehicles and Boat Loans

Finance up to 90% of a new boat or motorcycle (maximum $15,000).

Finance up to 80% of a new RV, motor home, or fifth-wheel trailer (maximum $50,000).

 

Loan Protection Options

GAP Insurance

Covers the “gap” between your loan balance and your insurance settlement if your car is totaled or stolen. With GAP, ABEFCU can finance up to 120% of the purchase price, including registration, taxes, and warranty.

 

Mechanical Repair Coverage

Helps pay for covered repairs when unexpected breakdowns occur. For just a few dollars a month, MRC can protect you from costly repair bills.

 

Payment Protection

Choose Credit Life or Credit Disability Insurance to protect loved ones from loan obligations in case of death or disability.
 

 

TruStage™ Auto Insurance Program

 
TruStage Insurance Services logo

As a credit union member, you may qualify for discounted rates on auto insurance through the TruStage™ Auto  Insurance Program. Enjoy affordable coverage, 24/7                                                                                              claims support, and online convenience.

 
 
  • Insurance is offered by TruStage™ Insurance Agency, LLC and issued by leading carriers. Coverage is not federally insured, not a credit union deposit, and not guaranteed by ABEFCU. Discounts vary by state.
 
 
 
 
 
*APR = Annual Percentage Rate










 

FAQs


Can I get pre-approved before visiting a dealer?

Yes, getting pre-approved with ABEFCU helps you shop like a cash buyer and gives you stronger negotiating power.


Can I refinance my loan from another lender?

Yes, refinancing through ABEFCU may lower your rate and reduce your monthly payments, helping you save over the life of your loan.

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