Personal Banking
Share/Savings
To establish a membership with ABE Federal Credit Union, an individual is required to open a Share account with a $5 minimum opening deposit plus a one time membership fee of $2.00
Info
- Competitive Rate
- NCUA protection to at least $250,000
- Share account is the foundation of a healthy savings plan
- Once you are a member, your family and household members will be eligible for membership
- As soon as you become a member, you can take advantage of all ABE products and services offered
Club Accounts
Club accounts allow members to systematically save throughout the year toward a specific goal.
Payroll deduction is a popular and easy way to contribute to these types of accounts
Vacation Club
- Our Vacation Club Account allows members to save money throughout the year for that special trip or event and matures in the spring.
- At maturity the funds are transferred automatically to your share account.
Holiday Club
- Holiday Clubs for end of year holiday gifts mature in the fall.
- At maturity the funds are transferred automatically to your share account
Custodian Account
A popular way of saving for a minor is by is by opening a Custodian Account
The most popular Custodian accounts are Share and Investment Club Certificates.
Info
- The account is maintained in the name of the minor, you as the custodian, control the account and oversee all activity on the account until the minor reaches the age of majority.
- When the minor reaches legal adulthood, they have the right to the remaining funds.
- To open this type of account, you must have the Social Security number for the minor, since the owner of this account will be the minor.
Basic Share Draft Account
This account is a non interest bearing account with unlimited insurance until at least December 31st, 2012
- No minimum balance
- No monthly maintenance fee
- Four free ATM withdrawals per month***
- Free VISA debit card with ScoreCard Rewards
Prime Time Share Draft
Exclusively created for our members 55 and over. This is an interest bearing account.
This account requires a net direct deposit from a Social Security, pension or payroll direct deposit.
Benefits:
- Interest bearing account
- No minimum balance
- No monthly maintenance fee
- Ten free ATM withdrawals per month***
- No charge for basic checks
- ATM withdrawal surcharge refund, (up to $6 per month)
- No charge for money orders, certified checks, teller checks and travel cards
- Free VISA debit card with ScoreCard Rewards
Super Share Draft
There will be no monthly service charge if a Minimum Average Daily Balance of $2,000 is maintained. A $4 monthly charge will be imposed if your Minimum Average Daily Balance falls below $2000.
Benefits:
- Interest bearing account
- Four free ATM withdrawals per month***
- Free VISA debit card with ScoreCard Rewards
Super Plus Share Draft
There will be no monthly service charge if a Minimum Average Daily Balance of $3,000 is maintained in any account under your Prime Share account number(i.e. Savings, Checking, Money Market, Investment Club Certificates, Clubs, IRAs). A $5 monthly charge will be imposed if your combined Minimum Average Daily Balance falls below $3000
Benefits:
- Interest Bearing account
- Four free ATM withdrawals per month***
- Free VISA debit card with ScoreCard Rewards
