Loan Payment Options


Below are several convenient ways you can make payments to your ABEFCU loan(s).

  • Via ABEFCU’s ‘DeposZip’ Mobile Banking – Download our Free ABEFCU Mobile Banking App. and deposit your check into your Savings or Checking account using your smart phone or tablet. Once the funds from your deposited check have been made available, simply transfer to your loan for payment. Please note that ABEFCU Online banking registration is required to use this service. Once registered, activate Mobile Banking from your PC or MAC computer by selecting the Account Services tab, click on Mobile Access, and follow the instructions to activate Mobile Banking. Visit the front page of our website for additional information regarding ABEFCU Online and Mobile Banking.

  • Via Direct Deposit – When setting up direct deposit to your ABEFCU Savings or Checking account, please be sure to provide your 12-digit account number. To obtain your 12-digit account number, contact any ABEFCU branch during normal business hours. Our routing and transit number is 021484524. Once your funds have been direct deposited, transfer to your loan for payment via ABEFCU’s Online or Mobile Banking. You may also initiate a recurring transfer payment to your loan via Online Banking.

  • At any CO-OP Shared Branch Location – You can make your loan payment at any of our convenient CO-OP Shared Branch Locations. Click on our CO-OP Shared Branch Locator quick link on the front page of our website to locate the CO-OP Shared Branch nearest you.

  • Online Bill Pay – When using an online bill pay service other than ABEFCU’s to pay your loan, just reference your ABEFCU membership and loan ID number and use the mailing address printed on your loan payment coupons. (Coupons not required)

  • Via US Mail – Mail your check or money order to the address printed on your loan payment coupons: PO Box 4002, Ansonia Station, New York, NY 10023. Kindly enclose a coupon with each payment. Checks or money orders should be made payable to ABEFCU.